Joseph Schuster has extensive experience in consumer finance law, especially consumer credit cards, consumer and small business loan agreements, consumer deposit accounts, and payments. Experience with all aspects of a federally chartered national bank. Experienced attorney and skilled on regulations relating to consumer lending, anti-money laundering, privacy, and marketing. His areas of expertise include: Consumer Finance Laws and regulations including: Truth in Lending Act (Regulation Z); Truth in Savings Act (Regulation DD); Gramm Leach Bliley Act (Regulation P); Fair Credit Reporting Act (Regulation V); Telephone Consumer Protection Act; Bank Secrecy Act (Anti-Money Laundering); Expedited Funds Availability Act (Regulation CC); Servicemember Civil Relief Act (SCRA); Equal Credit Opportunity Act (Regulation B) Tax reporting and registrations Privacy policies and notices Marketing Review Debt Sales Debt Collection Contract Negotiation Consumer dispute resolution State Law Tracking and Analysis Credit and Debit Terms and Conditions Online Application and Account Management.